Important New Hires: The GIC health insurance enrollment form must be completed and submitted to the Benefits Specialist within 21 calendar days from your first day of employment.

Your health insurance begins on the first day of the month following your hire date. If you start the first day of the month your health insurance begins that day.  The deductions are pre-tax, bi-weekly and deducted from 20 paychecks.  Please note, premiums are paid one month in advance.

GIC – Group Insurance Commission

This page will help you find a wealth of information to help you make the most of your health insurance.  The GIC offers 8 health plans with:

• Harvard Pilgrim Access America -  (Summary of Benefits)
• Harvard Pilgrim Explorer – (Summary of Benefits)
• Harvard Pilgrim Quality – (Summary of Benefits)
• Health New England – (Summary of Benefits and Coverage)
• Mass General Brigham  - (Summary of Benefits)
• Wellpoint Community Choice –(Summary of Benefits)
• Wellpoint PLUS – (Summary of Benefits)
• Wellpoint Total Choice – (Summary of Benefits)

Health Insurance Forms

Haverhill Benefits - Open Enrollment 2026 Information (click here)

• 2026-2027 Benefits Guide2026-2027 Benefits Guide2026-2027 Benefits Guide – Deductions for the 2026-2027 plan year begins in the May 29, 2026 paycheck 
• FY27 GIC - School Bi-Weekly Rates – Coverage effective 7/1/20276- 6/30/2027
• GIC Enrollment Change Form –  Please submit all required documentation with your Enrollment/Change Form
• Dependent Application
• Status Change Form
• Benefits-Cancellation-Form
• ACA Marketplace Notice
• CHIP Notice

If enrolling your spouse and/or child(ren) you will need to provide a copy of your marriage certificate and children’s birth certificate(s).

Things to consider when choosing a health plan:

1. Is your Doctor and Hospital in the plan’s network?
2. What is the co-payment tier for your PCP, Specialist and Hospital?
3. What is the per paycheck/bi-weekly rate for the plan?
4. Contact the health plans to ask questions 

CVS Caremark

CVS Caremark manages the prescription drug benefit for ALL GIC Health Plans.  CVS Caremark issues two ID cards in the main subscriber’s name.  All health plans will have the same prescription ID card and the cards will not reference the health plan name.

Please contact CVS Caremark to review your current prescriptions and find out if the medication is covered and at what copay. You can contact CVS Caremark at 877-876-7214 or CVS Caremark GIC Information.

Wellness Programs and Discounts

The GIC’s health plans offer the following gym membership reimbursements.  Contact the individual health plan or click on the below fitness reimbursement information sheet to find out what other services may be covered under this program, whether the reimbursement is on a fiscal (plan or benefit year) or calendar year, other wellness programs, and to get a gym membership reimbursement form.