Human Resources

4 Summer St., Rm 104, Haverhill, MA 01830 | Office Hours 8:00-4:00 | Phone (978) 374-3411 | Fax (978) 374-3422

  • Retirement Savings Plans

    thVCQ1NF4ATwo optional retirement savings plans are available. You can choose to enroll in one or both of the plans. You may enroll in the plan(s) and/or change your  deferral amount or investment options at any time.

    403 (b) Plan – Offers employees an opportunity to supplement their retirement program with salary deferrals contributed to a choice of annuity contracts or mutual fund products.  You have access to 14 investment providers.  The 2016 maximum contribution is $18,000 or $24,000 if you are over 50.  The plan is administered by PenServ and enrollment is a two-step process.  First you will establish an investment account with one of the 14 approved investment providers and then you will contact PenServ to elect a deferral amount. Enrollment and all changes are done directly with PenServ and your chosen investment provider. You may contact PenServ for assistance or questions at 800-849-4001 or 403bservice@penserv.com.

    Below please find additional information for the 403(b) plan:

    Penserv 403(b) Universal Availability Notice – 2017
    PenServ 403(b) Enrollment and Change Form

    457(b) Deferred Compensation Plan – A retirement savings plan that allows you to defer a portion of your current income and have it invested on a tax-deferred basis.  The 2016 maximum contribution is $18,000 or $24,000 if you are over 50.  The plan is administered by VOYA. Enrollment and all changes are done directly with our VOYA Representative Teri Finigan. You may contact Teri for assistance or questions at 800-238-8458 ext:7969869 or finigant@fin-plans.com.

    Below please find additional information for the 457(b) plan:

    VOYA 403 + 457 Information Booklet

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