4 Summer St., Rm 104, Haverhill, MA 01830 | Office Hours 8:00-4:00 | Phone (978) 374-3411 | Fax (978) 374-3422
Retirement Savings Plans
This page will help you find a wealth of information to help you make the most of your retirement. Click here for the New England Retirement Education Group (NEREG) Financial Essentials Presentation.
Haverhill Public Schools offers 2 optional retirement savings plans. You can choose to enroll in one or both of the plans. You may enroll in the plan(s) and/or change your deferral amount or investment options at any time.
403(b) Plan – Administered by PenServ
Offers employees an opportunity to supplement their retirement program with salary deferrals contributed to a choice of annuity contracts or mutual fund products. You have access to 14 investment providers. The 2019 maximum contribution is $19,000 or $25,000 if you are over the age of 50.
All employees are eligible to participant in the 403(b) plan. PenServ 403(b) Universal Availability Notice
Enrollment is a two-step process: PenServ Enrollment Guide
1. Establish an investment account with one of the 14 approved investment providers.
2. Log into PenServ to elect a deferral amount. Our Plan Access Code is chav0142.
Enrollment and all changes are done directly with PenServ or your chosen investment provider.
To make changes with your chosen investment provider:
PenServ 403(b) Enrollment and Change Form
You may contact PenServ for assistance or questions at 800-849-4001 or email@example.com.
457(b) Deferred Compensation Plan – Administered by VOYA
A retirement savings plan that allows you to defer a portion of your current income and have it invested on a tax-deferred basis. The 2018 maximum contribution is $19,000 or $25,000 if you are over 50. VOYA 403 + 457 Information Booklet
Enrollment and all changes are done directly with VOYA.
You may contact our representative for assistance or questions:
Phone: 800-238-8458 ext:7969869