Human Resources

4 Summer St., Rm 104, Haverhill, MA 01830 | Office Hours 8:00-4:00 | Phone (978) 374-3411 | Fax (978) 374-3422

  • Benefits

    Health Insurance


    Employees working a regular schedule of 20 or more hours per week are eligible for health insurance coverage. Temporary employees and those employed under service agreements are not eligible for benefits.
    The City of Haverhill School Department offers the following health plans to its eligible employee:

    Blue Cross Blue Shield HMO
    Blue Cross Blue Shield PPO
    Refusal Of Insurance Form
    Health Insurance Rates 2015-2016
    Health Insurance Rates 2016 – 2017

    BCBS Information and Forms
    Benefit Enrollment Form
    Understanding Your Claim Summary

    Extra Pharmacy and Medication Benefits
    Mail Service Pharmacy Benefit
    $9 Medication List

    Fitness and Well-Being Benefits
    Employees enrolled in Healthcare coverage also enjoy these great healthy lifestyle benefits.
    Weight Loss Benefit Form
    Fitness Benefit Form

    Dental Insurance


    Employees may opt for a dental plan through Delta Dental. Information regarding the extent of coverage and the monthly costs can be accessed through benefits.

    Enrollment Form
    Benefit Summary – Basic

    Benefit Summary – Enhanced
    Dental Insurance Rates 2016


    Rollover Max
    This valuable benefit feature allows you to roll over a portion of your unused spending to increase your maximum benefit limit next year, and beyond.  
    Rollover Max Brochure

    Preventative Information
    Delta Dental gives you the information you need to help prevent oral health problems and keep your smile healthy for life.
    Sealants Brochure
    Gum Disease Brochure

    Flexible Spending Account

      Flexible Spending

    By participating in a Flexible Spending Account, you will not pay federal, state or Social Security taxes on your elected amount. Reduce your taxes while providing the care your family needs.
    Flexible Spending Brochure
    Flexible Spending Eligible Expenses
    FSA Enrollment Form 
    Medical Reimbursement Form
    Dependent Care Reimbursement Form

    Cancer Insurance

    A cancer insurance plan is available to employees through American Heritage Insurance Company. Coverage is for medical and non-medical expenses associated with cancer treatment and paid directly to the insured. Information regarding coverage and monthly costs can be obtained by contacting Life Plus Insurance Agency at 1-866-511-9222.

    Deferred Compensation

    Employees who are eligible may also invest in pre-tax dollars through payroll deductions in a deferred compensation plan. This permits you to defer up to $7,500 or 25% of your salary (whichever is less) from federal and state taxes.An annuity plan through VOYA is provided as a retirement plan for those employees not eligible for the Massachusetts Teachers or City of Haverhill Retirement Plans.

    Disability Insurance

    Employees may opt for disability insurance coverage and access further information by calling Life Plus Insurance Agency at 1-866-511-9222.

    Life Insurance

    A basic term life insurance plan is available to all eligible employees through Boston Mutual Life Insurance. A chart indicating the monthly costs for term insurance can be accessed through benefits.
    Whole life insurance with lifetime guaranteed benefits with future cash value is available to employees through Life Plus Insurance Agency. Employee can access more information on rates and coverage by calling 1-866-511-9222.


    Massachusetts licensed teachers working .67 FTE or more must join the Massachusetts Teachers Retirement Board (MTRB). Other permanent employees working more than twenty (20) hours per week must join the City of Haverhill Retirement Plan. Comprehensive retirement systems offer defined benefit pensions to workers who have retired after a fixed number of years of creditable service, having attained a certain age or who have become disabled.

    403B Investments

    The 403(b) program is designed to offer a broad range of quality mutual funds that provide an opportunity to build a diversified retirement plan portfolio.

    PenServ 403(b) Enrollment Guide

(978) 374-3400
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